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PSERS - How are benefits earned?

  1. When considering teacher and administrator compensation, we must consider the value of pension benefits that are earned.   This benefit is rare in the private sector, and is a very material component of teacher compensation.

  2. Teachers and administrators who work a full career in education will have the same income in retirement as they do during employment.

  3. At career end, the pension benefit means there is little financial incentive to continue teaching (of course many continue to teach because they love teaching)

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1. Stay in school: This one may seem obvious, but the key to maximizing a pension is to stay in the pension plan as long as possible, or at least until you reach the plan’s “normal retirement age,” us

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